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5.7 avg / 10

Best Schools in Panama City, Florida

43 schools · 17 Elementary · 4 Middle · 9 High · 13 Other

Public: 35
Private: 8
Districts: 1
Avg Rating: 5.7/10
Estimated Scores: 3%
Move-ready shortlistcity map + schools

Choosing a school in Panama City?

Use this page to compare every school in Panama City by level, neighborhood, and district — and find the right fit, not just the top of the list.

Shortlist starter

Start with these real page-level signals, then use the full table and map below.

University Academy Sabl Inc

9.2/10

Elementary · Bay. Ranked from real test data; use the map and table below to check address fit.

North Bay Haven Charter Academy Middle School

8.6/10

Middle · Bay. Ranked from real test data; use the map and table below to check address fit.

North Bay Haven Charter Academy Elementary School

8.4/10

Elementary · Bay. Ranked from real test data; use the map and table below to check address fit.

The short answer

The top-rated schools in Panama City for 2026 are University Academy Sabl Inc (9.2/10), North Bay Haven Charter Academy Middle School (8.6/10), and North Bay Haven Charter Academy Elementary School (8.4/10), based on MySchoolScout's analysis of real test data across 35 rated schools. Ratings blend student growth, poverty-adjusted academic achievement, and school environment (plus college readiness for high schools), with equity shown as context, not scored; schools with estimated (proxy) scores are excluded from this ranking.

Schools

43

35 public · 8 private

Avg Score

5.7

out of 10

Median Home

$230,825

home value · ACS

District

1

serving the city

Best value · beats the odds
Palm Bay Elementary School

Rates 8.1/10 despite 61% of students being economically disadvantaged. That's about 3.1 points higher than its student-poverty level predicts. Roughly as clean a case of strong results without an affluent-ZIP price tag as you'll find among Panama City schools.

Top-Rated Schools in Panama City

Ranked by MySchoolScout composite using only schools with real test data (35 of 43). "Value" = points above what student poverty predicts. Estimated (proxy) scores are excluded.

# School Rating
1 University Academy Sabl Inc 9.2 / 10
2 North Bay Haven Charter Academy Middle School 8.6 / 10
3 North Bay Haven Charter Academy Elementary School 8.4 / 10
4 Panama City Advanced School 8.4 / 10
5 Palm Bay Elementary School 8.1 / 10
6 Palm Bay Preparatory Academy 6-12 7.9 / 10
7 Holy Nativity Episcopal School 7.9 / 10
8 North Bay Haven Career Academy 7.6 / 10
9 St John Catholic School 7.6 / 10
10 Deane Bozeman School 7.2 / 10

See every school — including those with estimated data — in the full directory below. How we rate schools.

Family Snapshot

At a glance
Avg school rating
5.7/10

30% of schools rated 7+

Median household income
$63,450

Census ACS, ZIPs in this city

Median home value
$230,825

Owner-occupied units

Bachelor's degree or higher
24%

Adults 25+

Avg commute
25 min

Workers age 16+

Owner-occupied homes
71%

Of occupied housing units

How Panama City compares

Florida rank

#224 of 280

cities by avg. school score

Vs. state average

-0.6

below Florida avg (6.3)

Median household income

$63k

85% of Florida median

Schools in this city

37

About Schools in Panama City, Florida

Panama City's public school landscape spans 31 ranked schools, with an average rating of 5.8 out of 10. That middle-of-the-road average masks real variation: 7 schools — 23% of the city's total — score 7 or higher, giving families concrete high-performing options to target.

The charter sector leads the city. North Bay Haven Charter Academy Middle School tops all 31 ranked schools with an 8.3, and its elementary counterpart earns an 8.2 — making the North Bay Haven pipeline the strongest academic track in Panama City for families who can plan ahead from kindergarten. University Academy SABL Inc. also earns an 8.2 at the elementary level, so the city has three charter schools clustered near the top before traditional district schools enter the picture.

Traditional public schools are present but score below the charter tier. Callaway Elementary leads that group at 7.6, clearing the high-performance threshold and offering a neighborhood-zoned option for families in that corridor. At the high school level, Chautauqua Charter School scores 7.2 — the only high school in the top five — which means parents of middle schoolers should research the secondary charter options carefully before assuming a smooth continuation path.

For parents new to the market, Panama City's pattern is typical of Florida Gulf Coast cities: charter schools punch above district averages, and early enrollment decisions matter. With 23% of schools hitting a 7-or-above score, the city has a meaningful set of strong options, but those spots are concentrated rather than spread evenly across neighborhoods. Families zoned to lower-scoring schools have viable alternatives in the charter sector, though most require active applications and may involve a commute. Start the search by confirming which charters operate open enrollment and what their lottery timelines look like — in Panama City, that legwork pays off early.

Elementary Schools

17 schools
# School Rating
1 707 students · Kindergarten–8th 9.2
2 694 students · Kindergarten–5th 8.4
3 317 students · Kindergarten–5th 8.1
4 537 students · Pre-K–5th 6.0
5 765 students · Kindergarten–5th 5.9
6 707 students · Pre-K–5th 5.4
7 68 students · Pre-K–5th 4.9
8 524 students · Pre-K–5th 4.8
9 561 students · Pre-K–5th 4.8
10 381 students · Pre-K–5th 4.4
Show all 17 elementary schools in Panama City

Private and public school ratings use different data sources and scoring models, so scores are not directly comparable across school types.

Middle Schools

4 schools
# School Rating
1 525 students · 6th–8th 8.6
2 432 students · 6th–8th 5.2
3 583 students · 6th–8th 4.0
4 680 students · 6th–8th 3.6

High Schools

9 schools
# School Rating
1 201 students · 6th–12th 7.9
2 882 students · 9th–12th 7.6
3 324 students · 6th–12th 5.6
4 1,298 students · 9th–12th 4.9
5 1,423 students · 6th–12th 4.5
6 47 students · 9th–12th 4.5
7 106 students · 9th–12th 4.0
8 91 students · 6th–12th 3.7
9 88 students · 9th–12th

Other Schools

13 schools
# School Rating
1 1,648 students · Pre-K–12th 7.2
2 169 students · Pre-K–12th 6.7
3 309 students · Kindergarten–12th 4.6
4 91 students · 3rd–12th 4.5
5 28 students · Kindergarten–12th
6 7 students · Kindergarten–12th
7 26 students · Kindergarten–12th
Private Schools 6 schools

Private and public school ratings use different data sources and scoring models. Scores are not directly comparable across school types.

1 127 students · Pre-K–12th 8.4
2 161 students · Pre-K–12th 7.2
3 43 students · Pre-K–12th 6.6
Show all 13 other schools in Panama City

Private and public school ratings use different data sources and scoring models, so scores are not directly comparable across school types.

Schools in Panama City

Panama City, Florida · 43 schools

Community Demographics

Census ACS 2022 5-Year Estimates across 4 ZIP codes

Median Income

$63,450

Median Home Value

$230,825

Median Rent

$1,266/mo

Population

100,788

College Educated

24%

Homeownership

71%

Avg Commute

25 min

Poverty Rate

14.6%

Community Profile

Panama City has a median household income of $63,450. It is a community where 24% of adults hold a bachelor's degree or higher. The median home value in the area is $230,825, with a median rent of $1,266/month. The area has a poverty rate of 14.6%. The average commute for residents is 25 minutes. Source: U.S. Census ACS 2022 5-Year Estimates.

Frequently Asked Questions

Common questions about schools in Panama City, Florida

How many schools are in Panama City, Florida?

Panama City has 43 schools, including 35 public and 8 private schools spanning elementary, middle, and high school levels.

What is the average school rating in Panama City, Florida?

The average MySchoolScout composite score for schools in Panama City is 5.7 out of 10, built from student growth, poverty-adjusted academic achievement, and school environment — plus college readiness for high schools.

What is the top-ranked school in Panama City, Florida?

The top-ranked school in Panama City on MySchoolScout is University Academy Sabl Inc with a composite score of 9.2/10.

What is the best elementary school in Panama City, Florida?

The top-ranked elementary school in Panama City on MySchoolScout is University Academy Sabl Inc with a composite score of 9.2/10.

What is the best middle school in Panama City, Florida?

The top-ranked middle school in Panama City on MySchoolScout is North Bay Haven Charter Academy Middle School with a composite score of 8.6/10.

What is the best high school in Panama City, Florida?

The top-ranked high school in Panama City on MySchoolScout is Palm Bay Preparatory Academy 6-12 with a composite score of 7.9/10.

How many school districts serve Panama City, Florida?

Panama City is served by 1 school district: Bay.

What is the education level in Panama City, Florida?

According to Census data, 24% of adults in Panama City have earned a bachelor's degree or higher.

What is the median income in Panama City, Florida?

The median household income in Panama City is approximately $63,450 according to Census ACS 2022 estimates.

Are there private schools in Panama City, Florida?

Yes, Panama City has 8 private schools alongside 35 public schools. The top-rated private school is Panama City Advanced School with a score of 8.4/10.

What is the student-teacher ratio in Panama City, Florida?

The average student-teacher ratio across schools in Panama City is 17.7:1. This ratio varies by school, so families should check individual school profiles for specific classroom sizes.

How does MySchoolScout rate schools in Panama City, Florida?

MySchoolScout rates schools using publicly available data from the NCES Common Core of Data and state education departments. Each school receives a 1-10 composite score built from Student Growth, Poverty-Adjusted Academic Achievement, and School Environment — plus College Readiness for high schools. Weights vary by school level, and equity data is shown for context but not scored.

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Data from NCES Common Core of Data, Florida Dept. of Education, and U.S. Census ACS for the 2023–24 school year. Rankings computed by MySchoolScout. See all data sources.